It May Be Time for a Financial Checkup It’s never a bad time to speak with your financial professional about changes in your situation. Share | Have A Question About This Topic? Name Email Address Message Thank you! Oops! Related Content A Look at Diversification Diversification is an investment principle designed to manage risk, but it can't prevent against a loss. Infographic: Risks at Retirement Make a plan to take these risks off the table. From Boats to Brokers From the Dutch East India Company to Wall Street, the stock market has a long and storied history.